Meet your Advisor

Dale Lancaster

Debt Advisor

I'm here to help you understand your options and find the right solution for your situation.

A little bit about me


I’ve worked in the debt solutions industry for over 10 years, helping people just like you take back control of their finances.


I understand how stressful debt can feel, and my goal is to make the process as simple and stress-free as possible.


I’ll take the time to listen, understand your situation and explain all your options clearly so you can make the best decision for your future.

My expertise


✅ Debt Management Plans (DMPs)
✅ Individual Voluntary Arrangements (IVAs)
✅ Debt Relief Orders (DROs)
✅ Bankruptcy Advice
✅ Budgeting & Money Guidance
✅ Creditor Negotiation


I believe everyone deserves support, guidance and a fresh start.


I’ll always treat you with respect and work with you to find a solution that suits your circumstances and gives you peace of mind.

My approach

You’re not alone, and there is always a way forward. I’m here to help you take the first step.

What our clients say about Jodie

“Dale was absolutely amazing from start to finish. He made me feel completely at ease and explained everything so clearly. I’d been worrying for months and after speaking with him I finally felt like a huge weight had been lifted.”

— Sarah M, Trustpilot

“The whole process was much easier than I expected thanks to Dale. He was professional, friendly and never once made me feel judged. He answered every question honestly and helped me understand all my options.”

— Daniel Roberts, Trustpilot

“I can’t thank Dale enough for all his help and support. He was patient, understanding and genuinely cared about helping me sort my finances out. I would highly recommend Be Debt Free.”

— Chloe W, Trustpilot

“Dale made everything simple and stress free. From the first phone call he was reassuring, knowledgeable and incredibly supportive throughout the process. I finally feel optimistic about the future again.”

— Karen Phillips, Trustpilot

Debt problems rarely improve by waiting

Ignoring debt can lead to:


❌ Increasing interest & charges

Creditor hassle

CCJ's & legal action

Bailiff enforcement

❌ Stress & anxiety

Speak to Dale today

Get free confidential advice with no obligation and take the first step towards financial freedom

IVA

Combine your debts into one affordable monthly payment with legal protection from creditors.

Debt Relief Order

A free debt solution that can freeze interest and write off qualifying debts.

Debt Management Plan

Make one manageable monthly payment while reducing pressure from creditors and regaining

Bankruptcy

A formal debt solution that can help clear unaffordable debts and give you a fresh financial start.

Breathing Space

Receive temporary protection from interest, fees, and creditor action while you explore your debt options.