• How it Works
  • Reviews
  • Debt Solutions
    • Individual Voluntary Arrangement
    • Debt Management Plan
    • Debt Relief Order
    • Bankruptcy
    • Breathing Space
Message us on WhatsApp
  • How it Works
  • Reviews
  • Debt Solutions
    • Individual Voluntary Arrangement
    • Debt Management Plan
    • Debt Relief Order
    • Bankruptcy
    • Breathing Space

An Individual Voluntary Arrangement (‘IVA’) is subject to the customer meeting qualifying criteria and gaining creditor acceptance. Initial advice is free and there is no obligation to proceed into an arrangement. Monthly IVA payments include fees and may differ to the example provided, based on the assessment made of your personal circumstances. These fees will be clearly explained to you in writing by your advisor. Debt write off amounts are subject to creditor acceptance and vary by individual.


To find out more about managing your money and getting free advice, visit Money Helper, independent service set up to help people manage their money.


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Be Debt Free

bedebtfree.co.uk is a trading style of United Insolvency Ltd. United Insolvency Ltd is a company registered in England & Wales under number 11436761. Registered with the Information Commissioners Office (ICO) under registration number ZA488958. 


Sharon Witley is authorised by the Insolvency Practitioners Association to act as a Licensed Insolvency Practitioner.



United Insolvency Ltd

Dalton House

Dane Road

M33 7AR