Meet your Advisor
Rebecca Hayes
Debt Advisor
I'm here to help you understand your options and find the right solution for your situation.
A little bit about me
I’ve worked in the debt solutions industry for over 10 years, helping people just like you take back control of their finances.
I understand how stressful debt can feel, and my goal is to make the process as simple and stress-free as possible.
I’ll take the time to listen, understand your situation and explain all your options clearly so you can make the best decision for your future.
My expertise
✅ Debt Management Plans (DMPs)
✅ Individual Voluntary Arrangements (IVAs)
✅ Debt Relief Orders (DROs)
✅ Bankruptcy Advice
✅ Budgeting & Money Guidance
✅ Creditor Negotiation
I believe everyone deserves support, guidance and a fresh start.
I’ll always treat you with respect and work with you to find a solution that suits your circumstances and gives you peace of mind.
My approach
“You’re not alone, and there is always a way forward. I’m here to help you take the first step.”
What our clients say about Rebecca
“Rebecca Hayes made the process so simple and easy to understand. She was there to update me every step of the way and made it very easy for me with no judgement. Would highly recommend Be Debt Free.”
— Sherrie Lawrence, Trustpilot
“Rebecca Hayes has been super supportive and reassuring throughout the process. Obviously with chemo I have a weird scale of availability and she was able to facilitate that. Rebecca made everything seem really easy and straightforward.”
— Emma, Trustpilot
“Rebecca Hayes has been so helpful and made the process stress free and very quick. Many thanks.”
— Jennie Cooper, Trustpilot
“Rebecca Hayes was my advisor and she was amazing. Made the process so much easier, which made me feel so much better about everything.”
— Rachel, Trustpilot
Debt problems rarely improve by waiting
Ignoring debt can lead to:
❌ Increasing interest & charges
❌ Creditor hassle
❌ CCJ's & legal action
❌ Bailiff enforcement
❌ Stress & anxiety
Speak to Rebecca today
Get free confidential advice with no obligation and take the first step towards financial freedom
IVA
Combine your debts into one affordable monthly payment with legal protection from creditors.
Debt Relief Order
A free debt solution that can freeze interest and write off qualifying debts.
Debt Management Plan
Make one manageable monthly payment while reducing pressure from creditors and regaining
Bankruptcy
A formal debt solution that can help clear unaffordable debts and give you a fresh financial start.
Breathing Space
Receive temporary protection from interest, fees, and creditor action while you explore your debt options.